Average price for property stands at £273,566 in October, flat on previous month, says Nationwide

• Business live – latest updates

UK house prices grew by an annual rate of just 0.5% in October, the slowest pace in more than two years, as higher mortgage rates put off potential buyers.

The average price for a property in the UK stood at £273,566 in October, flat on the previous month and down from 0.8% in the year to September, according to the lender Nationwide.

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© Photograph: scenicireland.com/Christopher Hill Photographic/Alamy

© Photograph: scenicireland.com/Christopher Hill Photographic/Alamy

© Photograph: scenicireland.com/Christopher Hill Photographic/Alamy

Up to 1.4 million people could benefit from change to trading allowance announced in budget, with some saving hundreds in tax

The amount Britons can earn from a side hustle without paying tax will rise to £3,000 next year in a fillip for those who make extra cash from hobbies or reselling.

Up to 1.4 million people could benefit from the change announced in the budget, with the chancellor confirming the tax-free “trading” allowance will increase from £1,000 to £3,000 in April 2027.

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© Photograph: Photononstop/Alamy

© Photograph: Photononstop/Alamy

© Photograph: Photononstop/Alamy

You’ll be safe from trick-or-treaters in a grand home at the end of a long driveway or a Grade II-listed farmhouse tucked away in a hamlet

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© Photograph: Morgan Aps

© Photograph: Morgan Aps

© Photograph: Morgan Aps

‘Compliance managers’ to have discussions with authority’s wealthiest customers in attempt to raise tax revenues

• Business live – latest updates

The UK’s tax authority is assigning dedicated “customer compliance managers” to more than 200 billionaires as part of a crackdown meant to raise £500m for the public purse.

HM Revenue and Customs (HMRC) said it had for the first time compiled a list of billionaires who are required to pay tax in the UK, regardless of whether they formally live in the country, to tackle a “wealthy tax gap” caused by those who do not pay what they ought.

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© Photograph: Rosemary Roberts/Alamy

© Photograph: Rosemary Roberts/Alamy

© Photograph: Rosemary Roberts/Alamy

‘Compliance managers’ to have discussions with authority’s wealthiest customers in attempt to raise tax revenues

• Business live – latest updates

The UK’s tax authority is assigning dedicated “customer compliance managers” to more than 200 billionaires as part of a crackdown meant to raise £500m for the public purse.

HM Revenue and Customs (HMRC) said it had for the first time compiled a list of billionaires who are required to pay tax in the UK, regardless of whether they formally live in the country, to tackle a “wealthy tax gap” caused by those who do not pay what they ought.

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© Photograph: Rosemary Roberts/Alamy

© Photograph: Rosemary Roberts/Alamy

© Photograph: Rosemary Roberts/Alamy

From a young chef and a single father to business owners and a pensioner, Guardian readers reveal how John Healey’s measures will affect them

• What the budget means for you

Louie, 24, a chef living in London, says a lot of people have “written off the idea of even considering getting a property” in their 20s.

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© Photograph: Graham Robinson

© Photograph: Graham Robinson

© Photograph: Graham Robinson

Healey’s attempt to provide ‘breathing space’ gives rich almost as much as poor, says Resolution Foundation

• Business live – latest updates

• Budget 2026: what it means for your wallet, your mortgage and your pay

John Healey delivered a “scattergun” budget that did little to boost living standards and left Britain facing “a painful second half” of the parliament, a leading economic thinktank has warned.

The Resolution Foundation said on Thursday that measures to ease household gas and electricity costs would still leave energy bills higher this year than during the last energy shock.

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© Photograph: RichSTOCK/Alamy

© Photograph: RichSTOCK/Alamy

Survivors tell rights group that serving officers who worked as guards administered electric shocks and beatings

Cambodian police and military officers worked as private security guards in scam compounds where thousands were forced to work in the online fraud industry, according to a report by Amnesty International.

The global rights group alleged they worked for security companies as part of a system that enabled slavery and rape in the compounds, with some guards using electric batons to keep people trapped.

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© Photograph: Yasuyoshi Chiba/AFP/Getty Images

© Photograph: Yasuyoshi Chiba/AFP/Getty Images

© Photograph: Yasuyoshi Chiba/AFP/Getty Images

Survivors tell rights group that serving officers who worked as guards administered electric shocks and beatings

Cambodian police and military officers worked as private security guards in scam compounds where thousands were forced to work in the online fraud industry, according to a report by Amnesty International.

The global rights group alleged they worked for security companies as part of a system that enabled slavery and rape in the compounds, with some guards using electric batons to keep people trapped.

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© Photograph: Yasuyoshi Chiba/AFP/Getty Images

© Photograph: Yasuyoshi Chiba/AFP/Getty Images

© Photograph: Yasuyoshi Chiba/AFP/Getty Images

From a young chef and a single father to business owners and a pensioner, Guardian readers reveal how John Healey’s measures will affect them

• What the budget means for you

Louie, 24, a chef living in London, says a lot of people have “written off the idea of even considering getting a property” in their 20s.

Continue reading...

© Photograph: Graham Robinson

© Photograph: Graham Robinson

© Photograph: Graham Robinson

Chancellor’s ‘new course’ includes a £100 one-off payment, low-carbon upgrade loans and an end to standing charges

John Healey has unveiled a package of support for households being buffeted by “global economic storms”.

“I’m setting a new course to get energy costs down in line with Europe,” the chancellor said in his maiden budget. In the long term, he hopes that changes in how Britain covers the cost of renewables and grid upgrades will “drive down all aspects of energy bills”.

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© Photograph: Washington Imaging/Alamy

© Photograph: Washington Imaging/Alamy

© Photograph: Washington Imaging/Alamy

Writers are being bombarded daily with invitations from fake book groups and offers to publicise their work. For the scamming industry, aspiring authors can be a soft touch

• This piece first appeared in the Dial

‘Hello Professor Snigdha Poonam,” the email began. I read that again. Nobody has ever called me “professor” for the obvious reason that I am not a professor. Bracing myself, I read on. The email was from Timothy Firth, organiser of a Seattle-based life-drawing community with 1,943 members that regularly has “thoughtful discussions inspired by creative works”. A recent inspiration was my first book, Dreamers: How Young Indians Are Changing Their World. The group wanted to discuss it, the email said, at one of its upcoming meetups. Attendees would be encouraged to post reviews on Goodreads and Amazon after.

I looked up CAM Life Drawing and found an events page and an Instagram account. The latter had some photos of Timothy Firth – white, male – as well as testimonials from members who said he worked “day and night to create more community space”. Something told me this wasn’t the man who had reached out to me.

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© Illustration: Anaïs Mims/Guardian Design

© Illustration: Anaïs Mims/Guardian Design

© Illustration: Anaïs Mims/Guardian Design

Few surprises as chancellor uses low-key speech blaming ‘global economic storms’ for stoking energy prices and cost of living crisis

• Budget 2026: key points at a glance

• Briefing: key questions answered by Heather Stewart and Pippa Crerar

• Editorial: Budget’s bold ambitions and welcome first steps

John Healey raised taxes on banks and landlords to fund a £100 winter handout for 20 million families as official forecasts made clear there is no end in sight for the cost of living crisis.

In his first budget, the chancellor blamed “global economic storms” for the grim outlook, as the war in Iran drives up oil and gas prices.

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© Photograph: House of Commons/AFP/Getty Images

© Photograph: House of Commons/AFP/Getty Images

© Photograph: House of Commons/AFP/Getty Images

Few surprises as chancellor uses low-key speech blaming ‘global economic storms’ for stoking energy prices and cost of living crisis

• Budget 2026: key points at a glance

• Briefing: key questions answered by Heather Stewart and Pippa Crerar

• Editorial: Budget’s bold ambitions and welcome first steps

John Healey raised taxes on banks and landlords to fund a £100 winter handout for 20 million families as official forecasts made clear there is no end in sight for the cost of living crisis.

In his first budget, the chancellor blamed “global economic storms” for the grim outlook, as the war in Iran drives up oil and gas prices.

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© Photograph: House of Commons/AFP/Getty Images

© Photograph: House of Commons/AFP/Getty Images

© Photograph: House of Commons/AFP/Getty Images

How the Burnham government’s first attempt to ease cost of living pressure pans out for key stakeholders
Budget 2026: key points at a glance

Every budget has its winners and losers, and John Healey’s first as chancellor was no exception. While some gained from tax breaks and rule tweaks, others will either pay more, or had their hopes of reforms dashed. Here are some of those with reason to cheer, or sigh:

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© Photograph: Richard Pohle/PA

© Photograph: Richard Pohle/PA

© Photograph: Richard Pohle/PA

EHRC says transparency needed to prevent pay discrimination, particularly against women

Workers should have a legal right to know their colleagues’ pay to help prevent pay discrimination, particularly against women, the UK’s human rights watchdog has said.

The Equality and Human Rights Commission (EHRC) made the recommendation in response to government proposals to overhaul equal pay laws, saying workers deserved a right to transparency if they suspected other staff were being paid more for similar work.

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© Photograph: Bloomberg/Getty Images

© Photograph: Bloomberg/Getty Images

© Photograph: Bloomberg/Getty Images

Chancellor’s predecessor Rachel Reeves had planned to reduce allowance from £20,000 to £12,000 a year from April

• Business live – latest updates

• What to expect from the budget: who wins, who pays?

John Healey is to use his first budget to ditch plans to slash the annual cash Isa allowance, the Guardian understands, preferring a carrot rather than a stick to encourage people to invest more in shares.

City experts welcomed news that the chancellor will overturn a decision by his predecessor, Rachel Reeves, to cut the allowance from £20,000 to £12,000 a year from April to get more money flowing into UK company stocks.

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© Photograph: Tetiana Chernykova/Alamy

© Photograph: Tetiana Chernykova/Alamy

© Photograph: Tetiana Chernykova/Alamy

Adding gratuity doesn’t always make sense, but the obligation to has been entrenched as a societal norm

You arrive at a pizza place to pick up your order. The credit-card screen asks if you would like to tip and gives some choices. It seems strange to tip the cashier, who did nothing but hand over the pizza. But it also seems a little harsh to select “no tip” instead of one of those more generous options.

What’s the right thing to do?

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© Photograph: lechatnoir/Getty Images

© Photograph: lechatnoir/Getty Images

© Photograph: lechatnoir/Getty Images

Apple will reportedly launch an innovative new MacBook next week, which means existing options have their largest discount yet.

Your feelings are understandable. Exploring and accepting them may help you move on

I was with my ex-partner for more than 20 years. We were mostly happy and I expected us to be together for life. For well over half the relationship, I was the sole breadwinner and, at my ex’s request, managed our finances. We were reasonably well off, with savings and without a mortgage. We even had a holiday home, albeit a static caravan.

I retired early, and the problems we had in our relationship grew. We had both loved travel, but I was repeatedly told we couldn’t afford it, which I knew was nonsense. I went back to work in a demanding new field, but my ex showed no interest. I spent more time away from home and began therapy (my suggestion of couples’ therapy was rejected). After a year of therapy, I said I was leaving.

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© Illustration: Alex Mellon/The Guardian

© Illustration: Alex Mellon/The Guardian

© Illustration: Alex Mellon/The Guardian