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AI в PDLC: как перестроить производственный процесс в большом финтехе

Одна из самых дорогих встреч в нашем календаре выглядела совершенно обычно. Раз в неделю 20-25 человек собирались на 1,5 часа, чтобы оценить задачи. Раз за разом встреча повторялась, забирая время разработчиков и техлидов, а результат строился на уже известной команде информации: описаниях задач, истории похожих работ и прошлых оценках.

Мы отдали эту работу агенту, которого назвали Эстима. Через 1,5 месяца пилота сходимость его оценки с ручной достигла 95%. После этого встречу отменили, валидацию оставили техлидам и получили экономию около 20 человеко-дней в месяц.

Именно Эстима помогла команде поверить в практическую ценность AI. За ней появились агенты для работы с Jira, ревью кода, разработки, тестирования, аналитики и AppSec. Вместе они постепенно изменили наш PDLC.

Привет, Хабр! Меня зовут Михаил Чернов, я старший IT-лидер направления развития IT взыскания в Альфа-Банке. В этой статье расскажу о нашем опыте перестройки производственного процесса на AI-рельсы, включая пилоты, ограничения и вопросы, на которые мы пока ищем ответы.

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What should we do with Trump’s monstrous architectural legacy? | Jan-Werner Müller

1 September 2026 at 15:00

Questions over Trump’s ballroom and other structures might not feel urgent. But when his reign ends, Trumpism must be repudiated

On Monday, a majority on the supreme court found a technical way to overrule a lower court’s imperative to stop work, while not taking a stance on whether the whole enterprise might be illegal to begin with. Preservationists, the majority held, appear to lack legal grounds for filing a suit blocking Trump’s ballroom; that means construction will proceed, even if none other than John Roberts, in a dissent, held that “those responsible” were breaking the rules in deciding “what to build up at the People’s House”. The solicitor general John Sauer is on record claiming that 65% of the project is completed (of course, he might have exaggerated – such things are known to have happened in Trump administrations). Either way, it is thus likely that there will be a massive structure next to the original White House; and, given that the ruling will embolden the president dramatically to change Washington DC’s landscape by spending money never approved by Congress, we might be cursed with a triumphal arch as well. All of which raises the question: what to do with a monstrous architectural legacy in post-Trump America?

Some might dismiss the question as a bit of a luxury problem. After all, a war that also demonstrates the ongoing disempowerment of Congress keeps dragging on; ICE continues its cruel day-to-day work; Trump is trying every tactic to make the midterms go his way. But the built environment, and especially the civic landscape of a capital, is never just an afterthought. Buildings and monuments make values visible, as the philosopher Susan Neiman once put it. And the decision to leave Trump’s structures in place as if his reign had just been another normal era in US history is not neutral – just like leaving Confederate monuments in place is not neutral.

Jan-Werner Müller is a Guardian US columnist and a professor of politics at Princeton University

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© Photograph: Manuel Balce Ceneta/AP

© Photograph: Manuel Balce Ceneta/AP

© Photograph: Manuel Balce Ceneta/AP

House to vote on stopgap funding bill as lawmakers scramble to avoid government shutdown – US politics live

Speaker Mike Johnson to launch a floor vote designed to prevent any federal shutdown before the November midterms

The US will aim to persuade G20 members to take a hands-off ⁠approach to regulating AI, according ⁠to a Trump ​White House official, at a gathering of industry titans and commerce ministers that begins on Tuesday in North Carolina.

Leaders are convening at a key moment in the AI ⁠sector’s development and the global debate over how to govern it, and as the US faces an increasing threat from China for AI supremacy, Reuters reported.

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© Photograph: Evan Vucci/Reuters

© Photograph: Evan Vucci/Reuters

© Photograph: Evan Vucci/Reuters

John Ternus Replaces Tim Cook as Apple CEO

1 September 2026 at 12:01
Big technology and management changes are greeting John Ternus, whose long-serving predecessor, Tim Cook, will stay on as executive chair.

© Brendan McDermid/Reuters

John Ternus, right, who became Apple’s chief executive on Tuesday, with Tim Cook, who held the job for 15 years, at the Sun Valley Conference in Idaho in July.

At 70, Yo-Yo Ma Is Modeling a Way to Be in the World Today

With a global audience, Ma models a way of being that goes against the grain of cynicism, polarization and isolation. It’s up to us to pay attention.

“If we had nine or 10 Yo-Yos, the world would look different,” said the pianist Emanuel Ax, Ma’s longtime friend and collaborator.

Shein shares slide on fast-fashion retailer’s stock market debut

1 September 2026 at 10:11

Hong Kong flotation at $26bn by firm once valued at $100bn follows failure to list in US and UK

Shares in the fast-fashion brand Shein slumped by as much as 10% as the China-founded company made its long-anticipated trading debut on the Hong Kong stock exchange.

The Singapore-headquartered company, once valued at almost $100bn (£74bn), went public on Tuesday pricing shares at HK$48.56, valuing the business at just over $26bn.

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© Photograph: May James/EPA

© Photograph: May James/EPA

© Photograph: May James/EPA

‘It’s more freaky, more balls to the wall’: how alt-country won over a new generation

1 September 2026 at 13:14

From Waxahatchee and Florry in the US to Brown Horse and Little Grandad in the UK, a wave of young songwriters are reinvigorating the subgenre’s earnest emotion and twang

‘It’s so important to talk about this before it’s gone,” says Francie Medosch, singer, guitarist and songwriter of the band Florry, “because it’s really a flash in the pan.” The flash she means is a brief moment where it feels as though on both sides of the Atlantic, scores of exciting indie bands are playing something that, without slavish copying, has plainly drawn inspiration from alt-country, the music that emerged in the US in the late 1980s and early 90s, when former punks such as Uncle Tupelo – featuring future Wilco co-founder Jeff Tweedy – and the Bottle Rockets picked up picked up fiddles, banjos and acoustic guitars.

In the UK, Brown Horse and Vegas Water Taxi have the weeping pedal steel, in the former case tied to something very heartland and in the latter paired with a very English indie sensibility. Westside Cowboy and Little Grandad both borrow from the spiky rootsiness of early Wilco, while Wyatt play slacker country rock. Over in the US, where there’s always going to be more of this sort of thing, you can point to the current indie-rock holy trinity of Waxahatchee, Wednesday and MJ Lenderman, plus Florry, Ratboys, Thomas Dollbaum, Fust, SG Goodman, Lily Seabird, Ryan Davis and the Roadhouse Band and more.

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© Photograph: Sonja Horsman/Sonja Horsman / The Guardian

© Photograph: Sonja Horsman/Sonja Horsman / The Guardian

© Photograph: Sonja Horsman/Sonja Horsman / The Guardian

Thai resort prepares to host USS Abraham Lincoln sailors after more than 270 days at sea

Security stepped up in Pattaya before arrival of thousands of sailors and marines whose deployment was extended due to US war in Iran

Authorities in the Thai resort city of Pattaya have stepped up security as they prepare to welcome thousands of sailors and marines from the USS Abraham Lincoln who have spent more than 270 consecutive days at sea.

“About 600 officials will provide security and other necessary assistance,” the provincial governor, Narit Niramaiwong, told AFP.

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© Photograph: Алексей Облов/Getty Images

© Photograph: Алексей Облов/Getty Images

© Photograph: Алексей Облов/Getty Images

100+ лучших инструментов и гайдов по ИИ от Anthropic, OpenAI и Google (2026)

Все самое лучшее от топовых ИИ-разработчиков: нейросети, промты, гайды. Подойдет предпринимателям, разработчикам, создателям контента, и всем кто интересуется нейросетями. Внутри ссылки и описание всех ресурсов, удобная структура. Просто открываете и берете что надо для ваших задач.

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Thai resort prepares to host USS Abraham Lincoln sailors after more than 270 days at sea

Security stepped up in Pattaya before arrival of thousands of sailors and marines whose deployment was extended due to US war in Iran

Authorities in the Thai resort city of Pattaya have stepped up security as they prepare to welcome thousands of sailors and marines from the USS Abraham Lincoln who have spent more than 270 consecutive days at sea.

“About 600 officials will provide security and other necessary assistance,” the provincial governor, Narit Niramaiwong, told AFP.

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© Photograph: Алексей Облов/Getty Images

© Photograph: Алексей Облов/Getty Images

© Photograph: Алексей Облов/Getty Images

Anger as BBC withdraws jobs promise for apprentices amid sweeping cuts

Exclusive: Some staff call decision a betrayal of young apprentices who are often selected to increase diversity

The BBC is facing internal anger after a group of apprentices were told they could no longer expect jobs they had been promised, as a result of the corporation’s sweeping cuts.

In a sign of the pressure the BBC is under to find savings, apprentices working with BBC News were told that “exceptional circumstances” meant the broadcaster could no longer stand by its pledge to find them permanent positions.

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© Photograph: SOPA Images/LightRocket/Getty Images

© Photograph: SOPA Images/LightRocket/Getty Images

© Photograph: SOPA Images/LightRocket/Getty Images

Как проверить новую интеграционную архитектуру до выхода в прод: пример пилота ESB на реальной задаче

На связи Сергей Скирдин, технический директор ИТ-интегратора «Белый код». Когда меня спрашивают, как выбрать интеграционную платформу, я обычно советую не ограничиваться сравнением функций и демонстрацией вендора. Гораздо полезнее проверить платформу на конкретной задаче из собственного ИТ-ландшафта.

Недавно для одного из заказчиков мы провели такой пилот: вместо существующей цепочки COM-обменов проверили централизованную схему через DATAREON Platform. Всего три интеграционных потока позволили проверить не только саму платформу, но и ключевую архитектурную гипотезу — может ли одна из систем стать единым источником данных, а зависимость от промежуточной системы быть устранена.

На этом примере разберу, что именно имеет смысл проверять во время пилота ESB и почему пилот не должен превращаться в формальную передачу нескольких сообщений из точки А в точку Б.

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The Extractor review – Indonesian hostage-rescue thriller has surprising thread of gentleness at its core

1 September 2026 at 11:00

Iko Uwais directs and acts in the story of a band of elite soldiers who must rescue a group of researchers taken captive in the jungle

Can an elite team of soldiers rescue a band of innocent hostages from a bunch of mean old terrorists? Yes, probably, since there are few (if any) action movies in which the hostages are wiped out and the terrorists win. Not to be confused with the Extraction action franchise starring Chris Hemsworth as a mercenary named Tyler, nor with action thriller Escape Plan: The Extractors, starring Dave Bautista as a prison security expert named Trent, this is an Indonesian action thriller in which actor/director Iko Uwais plays a soldier named Timur. The film was actually called Timur originally, but there’s no denying that The Extractor is a more commercial title (unless you are particularly interested in the medieval Mongol khanates) and will attract more viewers to this tale of hostages, heroes and long-ago childhood friends.

In some ways, though, the rebrand is a shame, because the new title suggests the film is more generic than it is. While the basic plot, in which a bunch of researchers are taken hostage in the jungle by an armed group of wrong ’uns, is hardly unique, there are sequences in the film that stand out from the direct-to-video action content mill. In Indonesia, timur means “east”, where the sun rises, and it carries the connotation of hopefulness. That softer feeling in the original title is a key part of the film’s identity, which includes sentimental flashbacks to the childhoods of various characters whose lives have taken tragically different paths. (Can you imagine a world in which a terrorist and a soldier knew each other as children? The Extractor can.)

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© Photograph: Signature Entertainment

© Photograph: Signature Entertainment

© Photograph: Signature Entertainment

Ипотечный кризис 2008 через свой риск-движок: в деньгах слом виден на год раньше, чем в ROC-AUC

Модель кредитного риска, обученная на данных до 2009 года, ранжирует займы с ROC-AUC 0.89. Ожидаемые потери портфеля она оценила в 161 млн долларов, реальные составили 546. Увидеть эту ошибку можно было еще в 2007 году, за год до дна ROC-AUC, но не в метриках качества, а взвесив ошибку модели деньгами. Ниже — прогон на 26.5 млн реальных ипотечных записей, метрики против денег. Числа воспроизводятся до последнего разряда — код движка и инструкции в опенсорсе.

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China warns of ‘consequences’ over Taiwan presence at Pacific Islands Forum

1 September 2026 at 08:34

Beijing-Taipei tensions a feature at meeting in Palau, with Australia and New Zealand saying the forum – not another country – will determine who attends

China ⁠said it had serious concerns ⁠about Taiwan’s presence at ​the annual Pacific Islands Forum in Palau, warning of “consequences” after the democratically ruled island attended the group’s opening ceremony on Monday.

China views Taiwan as its own territory, and China-Taiwan tensions have ⁠featured prominently at the meeting, which is intended to demonstrate regional unity.

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© Photograph: Mick Tsikas/Reuters

© Photograph: Mick Tsikas/Reuters

© Photograph: Mick Tsikas/Reuters

China warns of ‘consequences’ over Taiwan presence at Pacific Islands Forum

1 September 2026 at 08:34

Beijing-Taipei tensions a feature at meeting in Palau, with Australia and New Zealand saying the forum – not another country – will determine who attends

China ⁠said it had serious concerns ⁠about Taiwan’s presence at ​the annual Pacific Islands Forum in Palau, warning of “consequences” after the democratically ruled island attended the group’s opening ceremony on Monday.

China views Taiwan as its own territory, and China-Taiwan tensions have ⁠featured prominently at the meeting, which is intended to demonstrate regional unity.

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© Photograph: Mick Tsikas/Reuters

© Photograph: Mick Tsikas/Reuters

© Photograph: Mick Tsikas/Reuters

Singapore asks the $70,000 question: who wants to start a family?

1 September 2026 at 08:03

Sum of financial support from a baby’s birth until age 17 is the city-state’s offer to address low birthrate and reluctance of couples to have children

With leafy cycle paths, rooftop water parks and child-friendly restaurants, Singapore’s east coast is one of the best places in the island city-state to raise a family.

Finance worker Lee lives in an apartment here with his wife and two cats, but like an increasing number of Singaporeans they do not intend to have children. They worry about the challenges of bringing them up, and the disruption to their lives.

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© Photograph: Simon Thong/REUTERS

© Photograph: Simon Thong/REUTERS

© Photograph: Simon Thong/REUTERS

The extraordinary untold story of Freddie Mercury: Mary Austin on her best friend – and love of her life

1 September 2026 at 07:00

He was Queen’s flamboyant frontman. She was his shy girlfriend, dreaming of marriage until they both realised he preferred men. Thirty-five years after his death, in the week he would have turned 80, Mary Austin talks about their unbreakable bond

There were four silver trunks in Mary Austin’s attic that she packed in the mid-1980s and hadn’t opened since. It was too painful. Almost 40 years on, in 2022, she opened one. It was crammed with lyrics from songs written by Freddie Mercury – Don’t Stop Me Now, Killer Queen, We Are the Champions and, of course, Bohemian Rhapsody. She shut the case. It was still too painful.

“To say I was overwhelmed is an understatement,” she says. “I couldn’t look at the lyrics. I felt as I did when I originally packed them – that they were his personal belongings and I was being offered an opportunity to delve into them, and I couldn’t do that.” Eventually she asked her two sons to sift through the treasures on her behalf.

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© Photograph: Courtesy of Mary Austin

© Photograph: Courtesy of Mary Austin

© Photograph: Courtesy of Mary Austin

От MTTD и MTTR к реальной ценности: как навести порядок в метриках SOC

Что можно выжать из базовых метрик SOC, если у тебя лапки

Многие руководители начинают день с дашбордов и красивых «бубликов». На них традиционно горят классические временные метрики по заветам NIST SP 800-61: среднее время обнаружения/решения/взятия в работу инцидентов ИБ совместно с общим количеством обработанных инцидентов. Топ-менеджмент всё устраивает – они понятные, линейные и отлично смотрятся в квартальных отчетах.
Но потом внезапно выясняется, что кейсы закрываются по инерции, решения становятся все более поверхностными, а качество расследований тихо уезжает в закат.

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